Maestro vs. Postfinance card for online payments in Switzerland

Here you will find the right answers

About Moneyland Forum

The moneyland.ch forum lets you exchange knowledge on numerous topics related to money and get answers to your questions at any time. Join forum users and experts in discussions relating to banking, investment, insurance, retirement, telecom and everyday money topics.

Show categories

Please login in or sign up to participate in the forum.
 
avatar
  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2145

I use the Internet to buy airline tickets, coupons and occasionally to shop for specific items. Which debit card is more widely accepted for online payments in Switzerland – the Maestro card or the Postfinance card?

 
avatar
  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

In Switzerland, only PostFinance debit cards are widely accepted by online merchants. Few (if any) online merchants accept Maestro cards and V-Pay cards.

 
avatar
  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Update 2020: Swiss banks are currently extending/upgrading their Maestro debit cards to the Debit Mastercard and/or the Visa Debit cards.

The Debit Mastercard and the Visa Debit add card-not-present transaction functionality. This means you can use them to make online purchases.

While the PostFinance card can be used to pay for purchases from many Swiss online merchants, the Debit Mastercard and the Visa Debit can be used to pay for purchases from most online merchants worldwide which accept Mastercard or Visa respectively.

You can find detailed information here:
Debit Mastercard review
Changes to debit cards at Swiss banks explained

Request now for free

Low-Cost Bank Accounts & Debit Cards

Swiss Bank

Bank WIR Bankpaket Top

  • Best exchange rate: pay worldwide at the interbank rate

  • 24 free ATM withdrawals worldwide per year

  • Free account & card

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Start-up offer for new entrepreneurs

PostFinance

  • For startups

  • 2 year's free account management

  • Free credit card in the first year

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Request now for free

Low-Cost Bank Accounts & Debit Cards

Swiss Bank

Bank WIR Bankpaket Top

  • Best exchange rate: pay worldwide at the interbank rate

  • 24 free ATM withdrawals worldwide per year

  • Free account & card

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Start-up offer for new entrepreneurs

PostFinance

  • For startups

  • 2 year's free account management

  • Free credit card in the first year

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Deal of the Day
×
Swiss Bank

Bank WIR Bankpaket Top

Best exchange rate: pay worldwide at the interbank rate