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I heard that in Switzerland you can mortgage your home to a pension fund instead of a bank. Is that true? Are the interest rates lower than those charged by banks?
Greetings,
Many Swiss pension funds offer mortgages and the interest rates are often very competitive. Pension funds primarily offer fixed rate mortgages with medium to long terms. The unbiased moneyland.ch mortgage comparison includes mortgages offered by pension funds as well as those from banks and insurance companies.
Read the moneyland.ch guide to mortgages from pension funds for a basic introduction to pension fund mortgages.
Best regards from Moneyguru
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