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What should I consider when opening a business bank account in Switzerland?
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What should I consider when opening a business bank account in Switzerland?
Hi there,
The primary consideration when opening a bank account for your business is what purpose you want the account to accomplish.
If you want to receive incoming money transfers and make outgoing transactions then a standard business account will let you accomplish this. If you need short-term financing for your business, a business current account gives you access to short-term loans by providing a line of credit.
Many Swiss banks offer current accounts which incorporate the benefits of a regular business transaction account as well. You can compare all business accounts for regular transactions using the comprehensive moneyland.ch business account comparison.
Some banks also provide savings accounts which allow businesses to earn interest on capital.
Another type of business bank account is a capital deposit account. This account holds capital which is required to open certain types of businesses until the business has been opened, at which point the money can be transferred to a business account.
Best regards from Moneyguru