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Hello,
Could you please let me know if there is any chance to get a personal loan with the employment contract for only 6 months?
Thanks
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Hello,
Could you please let me know if there is any chance to get a personal loan with the employment contract for only 6 months?
Thanks
Hi there,
Swiss lenders generally only accept applications from borrowers which hold unlimited employment contracts. Lenders may also require that you provide salary statements for a certain timeframe (the past 3 months, for example).
However, lenders may make exceptions depending on your situation, your creditworthiness and the anticipated length of the loan term. It is best to ask lenders whether or not this is possible before applying for a loan, as having a loan application turned down may damage your creditworthiness.
Swiss Peer to peer lenders may have less stringent criteria than conventional lenders as they simply broker private loans between individuals rather than lending money directly.
Best regards from Moneyguru
More on this topic:
Swiss personal loan comparison
Swiss peer to peer loans explained