Phone stolen at school

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

My daughter's phone was stolen at school. Does Swiss renters insurance cover this?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4002

Hi there,

Theft of personal property outside of your home is only covered by Swiss household insurance when you include the optional "Simple theft away from home" rider on your insurance policy. If your policy includes this coverage, you can file a claim for reimbursement.

Bear in mind that insurers may only compensate the actual cash value and not the replacement value of the stolen item.

Best regards from Moneyguru

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