Postal loans Switzerland

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2145

Do post offices in Switzerland offer loans? If so, how should I go about getting a postal loan?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Greetings,

Swiss post offices do not provide postal loans. Postfinance, the Swiss postal bank, does not offer personal loans either.

However, PostFinance recently gained a stake in Lendico - a business loans provider. PostFinance also offers a business current account which allows for overdrafts as high as CHF 20,000.

You can find loans from all major Swiss personal loans providers in the moneyland.ch personal loan comparison.

Best regards from Moneyguru

More on this topic:
Personal loans: Eligibility criteria
Personal loans: Common mistakes
Personal loans: Useful tips
Personal loans: Tax deductions

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Low-Cost Bank Accounts & Debit Cards

Swiss Bank

Bank WIR Bankpaket Top

  • Best exchange rate: pay worldwide at the interbank rate

  • 24 free ATM withdrawals worldwide per year

  • Free account & card

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Start-up offer for new entrepreneurs

PostFinance

  • For startups

  • 2 year's free account management

  • Free credit card in the first year

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

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Swiss Bank

Bank WIR Bankpaket Top

Best exchange rate: pay worldwide at the interbank rate