Swiss credit card with lowest interest

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Which credit card has the lowest interest rate in Switzerland?

  • BenutzernameMoneyguru von
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4017


In Switzerland, the maximum legal interest rate for credit card debt is 12% interest per annum. Most Swiss credit card issuers charge this maximum interest rate.

However, there are a handful of credit cards which have lower interest rates:
PostFinance credit cards: 9.5%
Migros Cumulus MasterCard (Cembra Money Bank): 9.9%
Other Cembra Money Bank credit cards: 11.95%
Coop Supercard Plus (Swisscard): 9.9% (12% per annum for other Swisscard credit cards)
Migros Bank credit cards: 9.9% (12% per annum for other Viseca credit cards)

Best regards from Moneyguru

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