Travel insurance for people with cancer

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2145

Is there a travel insurance which covers possible medical costs for people with cancer? I have a benign form of cancer for which I am currently undergoing treatment. I plan to visit my family in the U.S. during the spring break and am looking for a travel insurance policy with medical coverage just in case my cancer acts up while I am there. Any suggestions?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Unfortunately, getting a travel insurance policy will not give you much protection in terms of health insurance. Travel insurance policies almost unanimously exclude pre-existing conditions from medical coverage.

If you have supplemental health insurance from a Swiss health insurance company, check whether you policy provides travel health insurance (many do). Here too, however, there may be limitations on coverage for conditions which existed ahead of a trip.

It is worth noting that the basic health insurance coverage you get with your compulsory Swiss health insurance policy does cover you outside of Switzerland as well. The main condition for using this coverage is that you do not go abroad for the purpose of receiving medical treatment. Medical emergencies abroad are covered – up to double the cost of receiving the same treatment in your canton of residence.

A list of the coverage you receive from your compulsory Swiss health insurance policy is available here:

http://www.moneyland.ch/en/basic-swiss-health-insurance-costs-covered-overview

 
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  • BenutzernameDaniel Dreier
  • OrtZürich
  • Status Member
  • Registriert seit11/30/22
  • Beiträge74

You can find detailed information about Swiss health insurance coverage for travel outside of Switzerand in this guide:
Swiss health insurance: Cover for travel outside of Switzerland

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Low-Cost Bank Accounts & Debit Cards

Swiss Bank

Bank WIR Bankpaket Top

  • Best exchange rate: pay worldwide at the interbank rate

  • 24 free ATM withdrawals worldwide per year

  • Free account & card

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Start-up offer for new entrepreneurs

PostFinance

  • For startups

  • 2 year's free account management

  • Free credit card in the first year

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

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