UBS Current Account Loans

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

I am looking for advice from people who actually have used UBS current accounts to get credit. Is this a good solution for flexible loans? Any pitfalls?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4016

Hi there,

According to UBS, the following conditions apply:

Your business must be registered in Switzerland (this generally applies to Swiss business accounts).

Maximum amount: Up to 300,000 francs.

UBS must be your primary banking partner. Your business' primary bank account must be at UBS.

The commission is 0.25% per quarter (based on your highest debit balance), or 1% per annum. This commission is typical of that charged by many other Swiss banks.

The deciding factors is the effective interest rate you get. The rate you get from UBS will depend on your company profile.

More on this topic:
UBS business account
Business bank account comparison
Business loan comparison
Personal loan comparison