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If I were to get pregnant... I would be pretty curious to know what Swiss health insurance actually covers. Which health insurance company has the best coverage for pregnancy. Has anyone got experience with this?
Greetings,
Your basic, compulsory Swiss health insurance policy covers up to 7 prenatal examinations, delivery (including a stay in a general ward of a hospital in your canton of residence), 1 postnatal examination and 3 breast-feeding consultation sessions.
If you want additional coverage for pregnancy, consider taking out supplementary health insurance or hospital insurance. Which policy is best for you depends on what services you plan to use.
Supplementary health insurance can extend the coverage for homeopathic treatments and alternative medicine which you get with compulsory health insurance. Some policies also cover special therapies or contribute towards the cost of yoga sessions or physical training programs. You can compare policies based on the coverage they provide using the supplementary health insurance comparison on moneyland.ch.
Getting supplementary hospital insurance can make financial sense if you prefer to deliver your baby and receive prenatal and postnatal care in a private clinic. The same holds true if you prefer to stay in a private or semi-private room while at the hospital. You can use the moneyland.ch hospital insurance comparison to find the best deal on the hospital insurance coverage you need.
Best regards from Moneyguru
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