Where to get interest rate predictions

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2145

I am looking for accurate predications of mortgage interest rates. Knowing what interest rates will look like over the coming years will make choosing the right mortgage a lot easier. For example, getting a forward mortgage could save a lot of money if rates go down in the future. Do you know any tried and proven sources for mortgage rate predictions?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Greetings,

Many home buyers and mortgagors have been surprised at the developments in the mortgage market. Anyone planning on mortgaging a home has an obvious interest in how mortgage interest rates develop in the future.

Unfortunately, nobody can predict for certain how mortgage rates will develop in the future. Reason: There are many different factors which either directly or indirectly affect mortgage rates, and some of these factors are completely unpredictable.

There are a few very general observations which can be made. For example, mortgage rates often follow savings interest rates. However, that is not always the case. Over the past year we have seen interest rates on savings and bonds fall steadily while mortgage rates climbed moderately.

A number of Swiss financial services providers do make mortgage rate predictions. These include UBS, Credit Suisse and Vermögenszentrum.

More on this topic:
Swiss mortgage interest rate comparison

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  • Best exchange rate: pay worldwide at the interbank rate

  • 24 free ATM withdrawals worldwide per year

  • Free account & card

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Start-up offer for new entrepreneurs

PostFinance

  • For startups

  • 2 year's free account management

  • Free credit card in the first year

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

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