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Who can access my credit records?

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Forum Personal Finance Forum Money: Miscellaneous Who can access my credit records?

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BenutzernameMoneyland User Questions
Status Member
Registriert seit1/27/17
Beiträge2145

July 24, 2017, 3:18:18 PM

Who is allowed to see my credit records? Are they available to the general public?

BenutzernameMoneyguru von moneyland.ch
OrtSchweiz
Status Expert
Registriert seit8/4/15
Beiträge4079

July 28, 2017, 7:45:16 AM

Hi there,

Anyone can access a credit report as long as they can prove that they have a bona fide reason to do so. Lenders whom you apply to for loans, service providers whom you apply to for services delivered on credit and owners of rental properties which you apply for - among others - can all request a copy of your credit report from credit bureaus.

Best regards from Moneyguru

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