Mortgages

Generali variable-rate mortgage

  • Swiss adjustable-rate mortgage

General information:
Not specified.
Minimum amount:
Not specified.
Maximum amount:
Not specified.
Types of property:
Primary residence
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization
Conditions and costs:

No mortgages for commercial, income or holiday property.

Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Second mortgages are available.
Notice period:

Notice period of 6 months.

Amortization:

The second mortgage has to be paid off in full within 15 years

Interest charge frequency:
Not specified.

Special offers for Moneyland users

Moneyland Special Offers

Special Offer: CHF 42.90/m

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Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Special offers for Moneyland users

Moneyland Special Offers

Special Offer: CHF 42.90/m

Fiber & Sky Show

  • Fiber up to 2.5 Gbit/s & unlimited premium series

  • CHF 42.90/m for 6 months (then CHF 40.90/m)

  • Free activation (worth CHF 99)

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Deal of the Day
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Special Offer: CHF 42.90/m

Fiber & Sky Show

Fiber up to 2.5 Gbit/s & unlimited premium series