Private Accounts
GLKB Glarner Set
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Standard banking package for individuals
General information:
Banking package of Glarner Kantonalbank (SZKB). Provides customers with private account, savings account, Debit Mastercard, online and mobile banking. Credit cards also available.
Age:
For individuals from the age of 25.
Currencies:
CHF
Package / account management fee:
For customers exclusively using online banking, the account management costs CHF 48.00 per year.
For others, the account management costs CHF 60.00 per year.
For others, the account management costs CHF 60.00 per year.
Private account interest rate:
0% per year.
Account opening:
The account opening is free of charge.
Closing of account:
The closing of account is free of charge.
Annual account closure:
The annual account closure is free of charge.
Statements of account:
The monthly statements of account by mail are subject to charges.
Incoming payment:
Incoming payment in CHF are free of charge.
Outgoing payment (Switzerland):
Electronic payment orders in CHF are free of charge.
SEPA payment:
Electronic SEPA payment orders in EUR are free of charge.
Non-SEPA payment (abroad):
Fee of CHF 10.00 per electronic non-SEPA payment order in foreign currency.
Direct debit (LSV) Switzerland:
Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.
Standing order Switzerland:
Electronic standing orders in CHF within Switzerland are free charge.
Annual fee debit card:
Debit card: There is no annual fee to pay.
Purchase Switzerland:
Debit card: Purchases in Switzerland in CHF are free of charge.
Purchase abroad:
Debit card: For purchases in foreign currencies, there is a fee of 1.75% of the purchase amount with a maximum of CHF 1.50.
Cash withdrawal Switzerland:
Debit card:
Cash withdrawals in CHF at ATMs of the same bank in Switzerland are free of charge.For cash withdrawals in CHF at ATMs of other banks in Switzerland, there is a fee of CHF 2.00 per withdrawal.
Cash withdrawals in CHF at ATMs of the same bank in Switzerland are free of charge.For cash withdrawals in CHF at ATMs of other banks in Switzerland, there is a fee of CHF 2.00 per withdrawal.
Cash withdrawal abroad:
Debit card:
Per cash withdrawal abroad, there is a fee of 0.8% of the amount with a minimum of CHF 5.00.
Per cash withdrawal abroad, there is a fee of 0.8% of the amount with a minimum of CHF 5.00.
Savings account interest rate:
Up to CHF 50,000: 0.7% per year.
From CHF 50,000 to CHF 250,000: 0.5% per year.
From CHF 250,000: 0.4% per year.
From CHF 50,000 to CHF 250,000: 0.5% per year.
From CHF 250,000: 0.4% per year.
Savings account
withdrawals:
withdrawals:
Withdrawals up to CHF 20,000.00 per month are allowed without notice. There is a notice period of one month for higher amounts.
Credit card:
Different credit cards available, for instance Glarner credit card, Mastercard Silber / Visa Classic: CHF 5 per month.
Credit card
Purchase abroad in foreign curency:
Purchase abroad in foreign curency:
For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.
Reward program:
Various discounts.
Pillar 3a account
interest rate:
interest rate:
0.8% per year.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Special services:
Debit Mastercard, Mobile banking, Online banking