HanseMerkur Travel Standard 365

Cancellations & interruptions
Luggage insurance
Direct application

Book now

General

General information:

A travel insurance for single trips is available too.
Additional to cancellation cost and personal assistance insurance, luggage, best price guarantee and ticket protection are included.
For a surcharge, «Travel Premium 365» includes additional medical expenses and legal protection insurance.
Please note: A deductible of 10 percent applies to ticket protection, maximum of 3 claims per year.
Only for persons resident in Switzerland or the Principality of Liechtenstein.

Termination of contract:

The insurance is extended automatically each year if it is not cancelled at least 1 month before it ends.

Trip cancellation individual, maximum amount:

CHF 20,000

Trip cancellation family, maximum amount:

CHF 50,000

Search and rescue operations, maximum amount:

CHF 10,000

Insurance rate (comments):

Stamp taxes included.

Premiums for individuals:

Cancellation costs: CHF 149.00
Travel assistance: CHF 149.00
Cancellation & assistance (combined): CHF 149.00

Premiums for families:

Cancellation costs: CHF 229.00
Travel assistance: CHF 229.00
Cancellation & assistance (combined): CHF 229.00

Premiums for young persons:

Cancellation costs: CHF 149.00
Travel assistance: CHF 149.00
Cancellation & assistance (combined): CHF 149.00

Trip cancellation insurance (comments):

Worldwide coverage. In addition to the listed benefits, the insurance also includes: additional costs due to delayed commencement of travel, room supplements, rebooking costs and additional costs in the event of flight delays.

Trip cancellation: insured events:

Accident, illness & death, Pregnancy, Damage to property at home, Job lost, Breakdown of transport, Epidemics, New job, Risks at destination, Deputy at work, Pet illness or death

Trip cancellation: insured services:

Cancellation costs, Administration fees, Event ticket compensation, Luggage insurance

Trip assistance (comments):

Worldwide coverage. In addition to the listed events, the following are also insured: bicycle breakdowns, theft of bank, post office and customer cards and mobile phones.

Trip assistance: insured events:

Accident, illness & death, Deputy at work, Pet illness or death, Damage to property at home, Goods carried, Epidemics, Natural hazards, Volcanic eruptions / earthquakes, Wars & tumults, Breakdown of transport, Theft of personal documents

Travel assistance: insured services:

Search & rescue costs, Repatriation costs, Accomodation & catering costs, Trip interruption compensation, Event ticket compensation, Luggage insurance

Additional assistance services:

24 h hotline, Compensation for event tickets, Home care, Account freezing services, Mobile phone barring services

Vehicle assistance:

Not included in the insurance.

Accomodation & catering:

Additional costs in the case of an insured event are covered.

Interruption and replacement:

The entire travel price is covered in case of cancellation within the first half of the trip, but at most in the first eight days of the trip. Arrival and departure days are counted as full travel days.

Luggage:

Insured up to CHF 500 (families: CHF 1000).
Delayed baggage: CHF 250 per person (families: CHF 500).
The insurance coverage is valid for a maximum of 62 days after the start of the trip.

Travel legal protection:

Not included in the insurance.

Medical expenses:

Not included in the insurance.