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Health Insurance Deductible Calculator

Useful information about the health insurance deductible calculator on moneyland.ch:

  • The health insurance deductible calculator makes finding the best deductible model easy. You can calculate the costs and benefits of different health insurance deductible models based on health insurance premiums, deductible costs and coinsurance.
  • You can calculate the costs of a single deductible model or compare the costs of multiple, different insurance models. The calculator highlights the deductible model with the lowest total costs.
  • Healthcare costs: You can enter your estimated healthcare costs for up to 15 years individually for each year. All costs covered by health insurance (doctor bills and medicine purchases, for example) can be included here.
  • Premiums can vary between insurance providers, managed care models, deductible models, age and accident coverage. You can find the exact premiums of Swiss compulsory health insurance policies listed in the health insurance comparison.
  • Deductible: A portion of costs which you must pay out of your own pocket.
  • Coinsurance: The coinsurance for compulsory Swiss health insurance is 10 percent of healthcare costs minus your insurance deductible. Coinsurance is capped, with the maximum annual coinsurance payment required being 700 francs for adults and 350 francs for children.
  • Results are calculated exactly for each year and then rounded to the second decimal. Results for multiple years are added after rounding.
  • You can find more insurance calculators here.
  • You can find all financial calculators listed here.
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  • Sehhilfen & Fitness

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Atupri Basic insurance

  • Standard model

  • Free choice of doctor

  • Free quote

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Ambulante Zusatzversicherung

innova

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Leading Credit Cards

Free Manor Mastercard

Manor World Mastercard®

  • 20% welcome discount + 10x points on your first purchase

  • Free extended warranty, travel and purchase insurance

  • Pay worldwide and collect points (even earn double points at Manor)

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PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

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Migros Cumulus Visa

  • No annual fees

  • With Cumulus points

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Swisscard Cashback Cards Amex

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  • Two cards Amex & Visa/Mastercard

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  • High card limit for more flexibility

  • Premium travel insurance included

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Free Credit Card

swisscard

  • Winner „most affordable card for use abroad“

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Leading Credit Cards

Free Manor Mastercard

Manor World Mastercard®

  • 20% welcome discount + 10x points on your first purchase

  • Free extended warranty, travel and purchase insurance

  • Pay worldwide and collect points (even earn double points at Manor)

Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

  • Double bonus with PKZ and up to 1% worldwide

Free credit card

Migros Cumulus Visa

  • No annual fees

  • With Cumulus points

  • Without foreign currency fees

Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

For more comfort in everyday life and exclusive travel benefits

UBS Gold Credit Card

  • High card limit for more flexibility

  • Premium travel insurance included

  • Earn valuable KeyClub points with every payment

Free Credit Card

swisscard

  • Winner „most affordable card for use abroad“

  • Maximum security and full control

  • No annual fee