Life Insurance

Helvetia Assistance

  • Individual insurance

  • Roadside assistance possible

General
General information:

Additional vehicle assistance insurance available for an extra fee.
For an additional charge, young people can additionally insure extended reasons for cancellation, replacement travel, education and training, and examination protection.
Only for persons resident in Switzerland or the Principality of Liechtenstein.

Termination of contract:

The insurance is extended automatically if it is not cancelled at least 3 months before it ends.

Trip cancellation individual, maximum amount:
CHF 100,000
Trip cancellation family, maximum amount:
CHF 100,000
Search and rescue operations, maximum amount:
CHF 50,000
Insurance rate (comments):

Stamp taxes included. Bundle discount up to 10 percent.

Premiums for individuals:
Cancellation costs: CHF 55.65
Travel assistance: CHF 63.00
Cancellation & assistance (combined): CHF 118.65
With addition of roadside assistance: CHF 185.40
Premiums for families:
Cancellation costs: CHF 122.50
Travel assistance: CHF 113.00
Cancellation & assistance (combined): CHF 235.90
With addition of roadside assistance: CHF 306.40
Premiums for young persons:
Cancellation costs: CHF 92.20
Travel assistance: CHF 92.20
Cancellation & assistance (combined): CHF 92.20
With addition of roadside assistance: CHF 113.10
Trip cancellation insurance (comments):

Worldwide coverage.

Trip cancellation: insured events:
Accident, illness & death, Pregnancy, Strike, Damage to property at home, Job lost, Breakdown of transport, Epidemics, Risks at destination, Deputy at work
Trip cancellation: insured services:
Cancellation costs, Administration fees, Event ticket compensation
Trip assistance (comments):

Worldwide coverage. Other insured events: Fire and water incidents, transport delay, travel agency insolvency, airlines insolvency, loss of medication, strike.

Trip assistance: insured events:
Accident, illness & death, Deputy at work, Damage to property at home, Goods carried, Epidemics, Natural hazards, Volcanic eruptions / earthquakes, Wars & tumults, Breakdown of transport, Theft of personal documents
Travel assistance: insured services:
Search & rescue costs, Repatriation costs, Accomodation & catering costs, Trip interruption compensation
Additional assistance services:
24 h hotline, Interpretation service, Compensation for event tickets, Home care, Account freezing services, Emergency cash advances
Vehicle assistance:

Europe-wide vehicle assistance coverage (including Switzerland).

Accomodation & catering:

Additional costs such as accommodation and catering abroad, up to a maximum of CHF 2000 per person.

Interruption and replacement:

Services not used are covered proportionally.

Luggage:

Luggage to be covered by Helvetia's household contents insurance.

Travel legal protection:

Not included in the insurance. Additional insurance available.

Medical expenses:

Not included in the insurance.

Scope of services

Total scope
Cancellation individual, max. amount
Cancellation family, max. amount
Search and rescue operations, max. amount
Trip cancellation: covered events
Trip cancellation: benefits
Trip interruption: covered events
Trip interruption: benefits
Assistance: additional coverage
Accomodation and catering
Interruption & replacement trip
Luggage
Vehicle assistance
Legal protection
Medical expenses
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