Helvetia Assistance

Individual insurance
Roadside assistance possible

General

General information:

Additional vehicle assistance insurance available for an extra fee.
For an additional charge, young people can additionally insure extended reasons for cancellation, replacement travel, education and training, and examination protection.
Only for persons resident in Switzerland or the Principality of Liechtenstein.

Termination of contract:

The insurance is extended automatically if it is not cancelled at least 3 months before it ends.

Trip cancellation individual, maximum amount:

CHF 100,000

Trip cancellation family, maximum amount:

CHF 100,000

Search and rescue operations, maximum amount:

CHF 50,000

Insurance rate (comments):

Premium information includes stamp duties.
Up to 20% (adults) or 15% (young people) combination discount.

Premiums for individuals:

Cancellation costs: CHF 120.55
Travel assistance: CHF 71.20
Cancellation & assistance (combined): CHF 191.75
With addition of roadside assistance: CHF 318.35

Premiums for families:

Cancellation costs: CHF 241.20
Travel assistance: CHF 128.20
Cancellation & assistance (combined): CHF 369.40
With addition of roadside assistance: CHF 507.45

Premiums for young persons:

Cancellation costs: CHF 155.10
Travel assistance: CHF 155.10
Cancellation & assistance (combined): CHF 155.10
With addition of roadside assistance: CHF 218.10

Trip cancellation insurance (comments):

Worldwide coverage.

Trip cancellation: insured events:

Accident, illness & death, Pregnancy, Strike, Damage to property at home, Job lost, Breakdown of transport, Epidemics, Risks at destination, Deputy at work

Trip cancellation: insured services:

Cancellation costs, Administration fees, Event ticket compensation

Trip assistance (comments):

Worldwide coverage. Other insured events: Fire and water incidents, transport delay, travel agency insolvency, airlines insolvency, loss of medication, strike.

Trip assistance: insured events:

Accident, illness & death, Deputy at work, Damage to property at home, Goods carried, Epidemics, Natural hazards, Volcanic eruptions / earthquakes, Wars & tumults, Breakdown of transport, Theft of personal documents

Travel assistance: insured services:

Search & rescue costs, Repatriation costs, Accomodation & catering costs, Trip interruption compensation

Additional assistance services:

24 h hotline, Interpretation service, Compensation for event tickets, Home care, Account freezing services, Emergency cash advances

Vehicle assistance:

Europe-wide vehicle assistance coverage (including Switzerland), in the Principality of Liechtenstein, in the non-European countries bordering the Mediterranean and on the Mediterranean island states. Your insurance is not valid in the Russian Federation, Belarus, semi-island of Crimea, Georgia, Armenia, Azerbaijan, Iran, Kazakhstan, Israel, Egypt, Algeria, Lebanon, Libya and Syria.
Insurance coverage applies worldwide for damage to rental vehicles.

Accomodation & catering:

Cover of additional costs for accommodation and meals incurred during an unplanned stay up to a maximum of CHF 2000 per person.

Interruption and replacement:

Services not used are covered proportionally.

Luggage:

Luggage to be covered by Helvetia's household contents insurance.

Travel legal protection:

Not included in the insurance. Additional insurance available.

Medical expenses:

Not included in the insurance.