Interest Yield Calculator

 

About the moneyland.ch interest yield calculator:

  • The leading Swiss interest yield calculator accounts for initial capital, investment terms, annual interest (ongoing or cumulative), time and frequency of capital injections (in advance or arrears), recurring and one-time costs, inflation and deflation. The interest yield calculator makes it easy to find the annual and total interest yield earned on investments. 
  • The calculator also accepts negative interest rates.
  • Learn about compounding interest here.
  • The calculator uses the 30 / 360 day count convention. For calculation purposes, each month is assumed to have 30 days which make up a 360 day year. In Switzerland, this is the convention which is normally used for investments like deposits into saving accounts or yields on bonds.
  • When you choose the “Compounding interest (cumulative)” option, investment capital and costs (including one-time costs at the beginning or end of the investment term) and interest earned are accounted for in the result.
  • When you choose “Ongoing returns”, investment capital and costs (including one-time costs at the beginning and end of the investment term) are accounted for in the result. Interest earned is not compounded and is added to your final capital.
  • Taxes and other incidental costs are not accounted for.
  • If costs are high, an investment may have a negative value over all or part of the investment term. An overdraft interest rate of 0 percent is applied to negative values.
  • Numbers entered are not rounded off. Interest earnings per year are calculated exactly. Results are rounded to the nearest 5 centimes.

About moneyland.ch

moneyland.ch is Switzerland’s independent online comparison service covering banking, insurance and telecom. More than 80 unbiased comparison tools and calculators are available on moneyland.ch, along with useful financial guides and timely news. The comprehensive comparison tools help you to find the right insurance policies, bank accounts, credit and prepaid cards, loans, mortgages, trading accounts and telecom products for your needs.