Kamuno’s CEO Regis Lehmann worked with a team of financing experts to launch a new business loan platform for small and mid-sized businesses in February this year. The new platform has struck a nerve in the market. The launch was a complete success.
How would you clarify Kamuno’s rapid success?
Around 95 percent of Switzerland’s working population is employed by SMEs. That figure highlights the economic importance of these companies. But up until now, simple, digital solutions for financing have been lacking. Kamuno fills that gap with a solution designed to fill genuine needs.
The solution brings with it a new financing experience for small and mid-sized companies. The focus is on speed, user-friendliness, and real flexibility instead of complicated processes and long waiting periods.
What makes Kamuno different?
What makes us special is that in just a few minutes, the customer can see how big a line of credit they would realistically get.
For the rest of the process, we offer simplicity and transparency.
Key information about Kamuno’s SME loans:
What makes SME loans from Kamuno attractive, with regards to flexibility?
Apart from the speed with which loan applications can be made and processes, SME loans from Kamuno also stand out in terms of flexibility. Instead of borrowing a single, fixed amount as a loan, companies can draw on a line of credit. This gives them the flexibility to borrow just the amount they need. Costs only apply to the actual amount borrowed – not to the entire line of credit.
That gives the borrower a lot of flexibility. For example, a company may receive a 100,000-franc line of credit, but only end up borrowing 50,000 for an investment. If, in the future, they need additional financing, they can easily get additional loans totaling up to another 50,000 francs – without having to submit a new loan application.
This dynamic financing solution gives SMEs more control over their liquidity, enabling them to optimize their financial management without having to make long-term commitments or pay more than necessary for capital.
The first loan the company withdraws must be equal to at least 50 percent of the available line of credit. After that, the company can draw additional loans of any size from the unused portion of their credit line, at any time.
In which situations can using Kamuno be particularly advantageous?
Kamuno’s financing solution is suitable for investments, for bridging liquidity gaps, or for taking advantage of short-term market opportunities. The flexibility and speed are a clear advantage during periods of growth or in times of economic uncertainty.
Get a non-binding initial estimate now. Find out how large a line of credit your company could be eligible for.
Or you can apply for a flexible line of credit from Kamuno right now online to gain extra liquidity. We will process your application within two to three days.
