KPTwin.smart

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KPTwin.smart

  • Family doctor model (Digital Model)

  • Primary care: App / family doctor

  • Online drug delivery

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General

General information:

Health insurance model «KPTwin.smart» of the insurance company KPT/CPT.

Health insurance model:
Family doctor model: When you use a family doctor policy, you are required to visit your relevant family doctor first. Your doctor may then refer you to specialists, therapists or hospitals. A primary consultation from your doctor is not necessary in the event of medical emergencies, gynecological examinations and treatments by eye doctors.
Choice of doctor:
Your choice of family doctor is limited to just one doctor from the KPT doctor list.
Pharmacy choice:
You get free choice of pharmacy
Number of policyholders:
A total of 546,003 people hold compulsory health insurance policies from KPT.
Additional child-discount:
KPT does not offer additional premium reductions for more than one child.
Administrative costs:
5% (ratio of adminstrative costs to risk-adjusted premiums as per BAG data).
Administrative costs per policyholder:
CHF 183 (as per the most recent BAG data).

Customer satisfaction

General satisfaction    7.8/10 (Good)
Helpfulness    8.0/10 (Very good)
Billing: flexibility    7.6/10 (Good)
Reimbursement: time frame    8.0/10 (Very good)
Product information    7.9/10 (Good)

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Special offers for Moneyland users

Moneyland Special Offers

Swiss private banking expertise

Personal wealth management

  • Up to CHF 100 welcome bonus

  • Free and convenient video call

  • An investment strategy tailored to your goals

Schedule a call
Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Learn more
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  • Leading Swiss online bank with FINMA license

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