Line of Credit

The term “line of credit” denotes the total amount of money which can be accessed using a specific loan or the total value of goods and services which can be obtained from a services provider on credit. This term is most commonly used in reference to revolving credit. The highest amount which can be borrowed is the “credit limit”.

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Expert Benjamin Manz
Benjamin Manz was an expert on banking and financial topics at moneyland.ch.
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UBS Gold Credit Card

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Apply now

Leading Credit Cards

Free Manor Mastercard

Manor World Mastercard®

  • 20% welcome discount + 10x points on your first purchase

  • Free extended warranty, travel and purchase insurance

  • Pay worldwide and collect points (even earn double points at Manor)

Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

  • Double bonus with PKZ and up to 1% worldwide

Free credit card

Migros Cumulus Visa

  • No annual fees

  • With Cumulus points

  • Without foreign currency fees

Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

For more comfort in everyday life and exclusive travel benefits

UBS Gold Credit Card

  • High card limit for more flexibility

  • Premium travel insurance included

  • Earn valuable KeyClub points with every payment

Deal of the Day
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Free Manor Mastercard

Manor World Mastercard®

20% welcome discount + 10x points on your first purchase

Find out more

Current Offers

Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

  • Double bonus with PKZ and up to 1% worldwide

Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Digital Private Banking

Managed by Alpian

  • Up to CHF 50 investment fee credit

  • Customized portfolios

  • Unlimited access to wealth advisor

Free Manor Mastercard

Manor World Mastercard®

  • 20% welcome discount + 10x points on your first purchase

  • Free extended warranty, travel and purchase insurance

  • Pay worldwide and collect points (even earn double points at Manor)

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Life Insurance

Generali

  • CHF 100.- Migros voucher upon conclusion

  • Death coverage

  • Premium guarantee: No increase

Find out more

Current Offers

Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

  • Double bonus with PKZ and up to 1% worldwide

Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Digital Private Banking

Managed by Alpian

  • Up to CHF 50 investment fee credit

  • Customized portfolios

  • Unlimited access to wealth advisor

Free Manor Mastercard

Manor World Mastercard®

  • 20% welcome discount + 10x points on your first purchase

  • Free extended warranty, travel and purchase insurance

  • Pay worldwide and collect points (even earn double points at Manor)

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Life Insurance

Generali

  • CHF 100.- Migros voucher upon conclusion

  • Death coverage

  • Premium guarantee: No increase

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