Luzerner KB Private Account CHF

Standard checkings account

General information:

Private account of Luzerner Kantonalbank.
Available as an individual or joint account.
The private account is available in Swiss francs, euros or another foreign currency.
In addition to the Visa Debit Classic, the Visa Debit Prime and Visa Debit Black are also available. We used the Visa Debit Classic for our calculations.

Age:

For individuals from the age of 26.

Account type:

Standard Account

Currency:

CHF

Interest rate:

0% per year.

Withdrawals:

There is no withdrawal limit.

Account opening:

The account opening is free of charge.

Account management:

Account management costs: CHF 3 per month. If your average total assets exceed CHF 10,000 (monthly): CHF 2 per month. Free of charge with an LUKB mortgage or an average monthly deposit volume of CHF 100,000 or more.

Closing of account:

The closing of account is free of charge.

Termination of banking relationship:

The termination of the banking relationship costs CHF 20.00.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are subject to charges.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

Electronic payment orders in CHF are free of charge.

SEPA payment:

Electronic SEPA payment orders in EUR are free of charge.

Non-SEPA payment (abroad):

Electronic Non-SEPA payment orders in foreign currencies are free of charge.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland are free charge.

Annual fee debit card:

Debit card: The annual fee is CHF 48.00.

Purchase Switzerland:

Debit card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Debit card: Purchases in foreign currencies are free of charge.

Cash withdrawal Switzerland:

Debit card:
Cash withdrawals in CHF at ATMs of the same bank in Switzerland are free of charge.
For cash withdrawals in CHF at ATMs of other banks in Switzerland, there is a fee of CHF 2.00 per withdrawal.

Cash withdrawal abroad:

Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.

Special services:

Visa Debit, Mobile banking, Online banking