Luzerner KB Private Account blu

Youth private account

General information:

Youth account of Luzerner Kantonalbank (up to the 15th birthday with the consent of the holder of parental custody).
Young people from the age of 12, young adults up to the age of 26 and trainees up to the end of their training (up to a maximum of their 30th birthday).
The termination of the banking relationship is free of charge for customers between the ages of 16 and 30.
Mailing of monthly account statements is free of charge for customers under 18 years of age.
The Visa Debit Stu card is only available in combination with a blu personal account (the account must be held by an individual).
Starting at age 26, the blu personal account can only be held by an individual and not by a group of people.

Age:

For individuals between 12 and 26 years of age.

Account type:

Youth Account

Currency:

CHF

Interest rate:

Up to CHF 20,000: 0.05% per year.
From CHF 20,000: 0.03% per year.

Withdrawals:

There is no withdrawal limit.

Account opening:

The account opening is free of charge.

Account management:

The account management is free of charge.

Closing of account:

The closing of account is free of charge.

Termination of banking relationship:

The termination of the banking relationship costs CHF 20.00.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are subject to charges.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

Electronic payment orders in CHF are free of charge.

SEPA payment:

Electronic SEPA payment orders in EUR are free of charge.

Non-SEPA payment (abroad):

Electronic Non-SEPA payment orders in foreign currencies are free of charge.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland are free charge.

Annual fee debit card:

Debit card: There is no annual fee to pay.

Purchase Switzerland:

Debit card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Debit card: Purchases in foreign currencies are free of charge.

Cash withdrawal Switzerland:

Debit card:
Cash withdrawals in CHF at ATMs of the same bank in Switzerland are free of charge.
Cash withdrawals in CHF at ATMs of other banks in Switzerland are free of charge.

Cash withdrawal abroad:

Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.

Special services:

Visa Debit, Mobile banking, Online banking