Pension Funds

Pension Funds in Switzerland

PDF Comparison

Pension Fund Comparison

If your business hires employees, you are generally required to subscribe to a Swiss occupational pension fund. Pension funds vary in terms of the models they use. Choosing the right pension fund for your employees is key. You can get a clear overview of major Swiss pension funds and the models used here.

Note: If you would like a detailed list of the most important Swiss pension funds, you can request your own free copy here (as a PDF).

Forum

Get answers and share your experience in the pension fund forum

Pension Calculator

Lifelong pension vs. benefits withdrawal calculator

Pension Tips

How to choose between a pension and a lum-sum withdrawal

Pillar 3a & pension fund

Retirement planning offers

Pillar 3a

Spectravest

  • 100 Swiss francs starting credit with code: LP25V2

  • Top performance

  • 3a investment

Swiss retirement fund

Retirement funds of BLKB

  • BLKB iQ Fund - Responsible Equity

  • Retirement funds with low costs

  • 3a and vested benefits

Pillar 3a

pilla

  • At 0.65%, one of the most attractive interest rates on the market

  • Open an account online in just a few minutes

Pillar 3a

neon

  • Finance app with integrated pillar 3a

  • Total costs of 0.39%–0.45%

  • Free card included with the code «moneyland»

Pension solution

Piguet Galland retirement fund

  • Custody account at Vaud Cantonal Bank

  • 3a and vested benefits

  • Different variants for equity component

Pillar 3a & pension fund

Retirement planning offers

Pillar 3a

Spectravest

  • 100 Swiss francs starting credit with code: LP25V2

  • Top performance

  • 3a investment

Swiss retirement fund

Retirement funds of BLKB

  • BLKB iQ Fund - Responsible Equity

  • Retirement funds with low costs

  • 3a and vested benefits

Pillar 3a

pilla

  • At 0.65%, one of the most attractive interest rates on the market

  • Open an account online in just a few minutes

Pillar 3a

neon

  • Finance app with integrated pillar 3a

  • Total costs of 0.39%–0.45%

  • Free card included with the code «moneyland»

Pension solution

Piguet Galland retirement fund

  • Custody account at Vaud Cantonal Bank

  • 3a and vested benefits

  • Different variants for equity component

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Pillar 3a

Spectravest

100 Swiss francs starting credit with code: LP25V2

Pension Funds

Things to consider when choosing a Swiss pension fund for your employees

What are the payments provided by the pension fund? Compare the current and past interest rates.

Compare the cover ratio as well as the pensions fund’s customer structure.

Compare the administrative costs of the pension funds.

Compare further services such as the flexibility of fund withdrawals, insurances and others.

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