Piguet Galland fixed-rate mortgage

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Mortgages

Piguet Galland fixed-rate mortgage

  • Swiss fixed-rate mortgage

  • Swiss private bank

  • Direct online application

General information:

Minimum equity contribution of 20% for a primary residence and 40% for a secondary residence.
Fixed-rate mortgage with a duration of 2 to 10 years and 3-month roll-over.

Indicative mortgage rates (in %):

Fixed-rate mortgage 2 years: 1.53%

Fixed-rate mortgage 3 years: 1.61%

Fixed-rate mortgage 4 years: 1.68%

Fixed-rate mortgage 5 years: 1.73%

Fixed-rate mortgage 6 years: 1.79%

Fixed-rate mortgage 7 years: 1.84%

Fixed-rate mortgage 8 years: 1.9%

Fixed-rate mortgage 9 years: 1.95%

Fixed-rate mortgage 10 years: 2%

Update:
06/12/2026
Minimum amount:
CHF 500,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization
Conditions and costs:

The conditions of a mortgage include a contribution of 25% of the loan amount to portfolio management with Piguet Galland.

Loan-to-value ratio:
Not specified.
Affordability:
Not specified.
Second mortgage:

Second mortgages are available.

Notice period:
Not specified.
Amortization:

Direct amortization is available.
Indirect amortization is available.

Interest charge frequency:

The interest must be paid quarterly.


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  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

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  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

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Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

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Life Insurance

Generali

  • CHF 100.- Migros voucher upon conclusion

  • Death coverage

  • Premium guarantee: No increase

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

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