Pillar 2b

In Switzerland, the term pillar 2b is sometimes used to denote voluntary occupational pension fund contributions paid in addition to compulsory pension fund contributions.

The term is most widely used in reference to voluntary payments based on the portion of a salary which exceeds the coordinated salary threshold. The is used to differentiate between compulsory contributions and benefits (pillar 2a), and voluntary contributions and benefits (pillar 2b). 

The term pillar 2b is sometimes used more generally to denote non-compulsory contributions to occupational pension funds and the second pillar as a whole.

Voluntary contributions to pension funds are also allowed after a salary increase. In this case, you are eligible to make voluntary payments to close the pension gap between your past income and your present income. These contributions and the resulting benefits may also be referred to as pillar 2b assets, but this usage is less common.

In some cases, the term pillar 2b is also used in reference to voluntary pension plans which are available to self-employed individuals.

See also: Pillar 2a

More on this topic:
Compare Swiss 3a retirement accounts now
Compare Swiss pillar 2 and pillar 3 retirement funds now
Compare Swiss vested benefits accounts now

Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Deal of the Day
×
Funds

Allianz Fund Investments

Special offer with CHF 200 welcome bonus

Editor Daniel Dreier
Daniel Dreier is editor and personal finance expert at moneyland.ch.