A policyholder is a person who holds a valid insurance policy. All customers of insurance companies are policyholders because they hold insurance policies which guarantee them insurance coverage.

An individual becomes a policyholder when they take out insurance from an insurance provider. They remain a policyholder until their policy expires or is terminated by them or by the insurance provider.

In Switzerland, the rights and responsibilities of policyholders are governed by laws governing contracts and insurance agreements.

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