Prepaid card
PostFinance Mastercard Value
-
Prepaid card
-
Private account necessary
-
With cash back
General
Card network
Mastercard
Card type
Prepaid
Issuer
PostFinance
Currency
CHF
General information
Owners of a SmartPlus, SmartStudent or Smart Young banking package receive a CHF 50 discount on a prepaid or credit card.
General conditions
In order to get the card, you need an account with the same bank.
Costs
Annual fee
The annual fee is CHF 50.00.
Aufladegebühr
There is no reloading fee.
Additional cards
No additional cards.
Card loss
A replacement card costs CHF 30.00.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.7% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.7% of the purchase amount.
Exchange rate markup
1.662% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 3.5% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad
Per cash withdrawal abroad there is a fee of 3.5% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.70%.
Services
Mobile payments
Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, Swatch Pay
General coverage
24-hour service, Contactless payments, Mobile-App, Online-Tool
Bonus points / cash-back
You earn 0.6% cash back on purchases charge during the first year and 0.3% cash back after that. Fees, interest and cash withdrawals are excluded from turnover.
Show categories
