Principal

In finance, the term “principal” is used to denote the value of assets comprising a debt.

Example: When you get a 5000 Swiss franc personal loan, the principal of that loan is 5000 Swiss francs. As you pay off the loan, the principal decreases. When you buy a corporate bond for 1000 Swiss francs the principal of that bond is 1000 Swiss francs, meaning the company owes you 1000 francs plus possible interest.

When used in reference to bonds or medium term notes, the term "principal" refers to the debt owed by the borrower (a company or government agency) to the lender (the investor).

More on this topic:
Personal loan comparison
Business loan comparison
Online trading comparison
Medium term note comparison

Special offers for Moneyland users

Moneyland Special Offers

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Benefit now
Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Learn more
Robo Advisor

Findependent

  • CHF 4000 free of charge with code "moneyland"

  • Free electronic tax statement

  • Sustainable investments

Profit now
Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Benefit now
Special offers for Moneyland users

Moneyland Special Offers

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Benefit now
Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Learn more
Robo Advisor

Findependent

  • CHF 4000 free of charge with code "moneyland"

  • Free electronic tax statement

  • Sustainable investments

Profit now
Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Benefit now
Deal of the Day
×
Swiss Broker

Saxo Bank Special Offer

Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

Learn more See all deals

Information

About moneyland.ch

 

moneyland.ch is Switzerland’s independent online comparison service covering banking, insurance and telecom. More than 100 unbiased comparison tools and calculators are available on moneyland.ch, along with useful financial guides and timely news. The comprehensive comparison tools help you to find the right insurance policies, bank accounts, credit and prepaid cards, loans, mortgages, trading accounts and telecom products for your needs. The guarantee of independence applies.

Compare Personal Loans

Company
Users
Banks & Telecom
Insurance & Pensions
SSL
Swiss Made Logo
reCAPTCHA protected by
reCAPTCHA

moneyland.ch is Switzerland’s independent online comparison service covering banking, insurance and telecom. Contact us