Prepaid card

Raiffeisen Private Member Account

  • Member checkings account

  • Fees may vary between bank branch offices

General information:

Private member account of Raiffeisen Switzerland. Members of Raiffeisen cooperatives must buy at least one interest-bearing share certificate (from CHF 200). 

Age:
For individuals from the age of 18.
Account type:
Standard Account
Currency:
CHF
Interest rate:
0% per year.
Withdrawals:
There is no withdrawal limit.
Account opening:
The account opening is free of charge.
Account management:

Account management costs 60 francs per year according to the recommendation of Raiffeisen Switzerland. However, it is free of charge with a mortgage, savings deposits, a deposit or pension assets of at least 20,000 francs or with a regular account receipt (for example salary) of at least 1225 francs.

Closing of account:
The closing of account is free of charge.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Annual account closure:
The annual account closure is free of charge.
Statements of account:
The monthly statements of account by mail are subject to charges.
Incoming payment:
Incoming payment in CHF are free of charge.
Outgoing payment (Switzerland):
Electronic payment orders in CHF are free of charge.
SEPA payment:
Fee of CHF 1.00 per electronic SEPA payment order in EUR.
Non-SEPA payment (abroad):
Fee of CHF 3.00 per electronic non-SEPA payment order in foreign currency.
Direct debit (LSV) Switzerland:
Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.
Standing order Switzerland:
Electronic standing orders in CHF within Switzerland are free charge.
Annual fee debit card:
Debit card: In the first year, there is no annual fee to pay. In the subsequent years, the annual fee is CHF 50.00.
Purchase Switzerland:
Debit card: Purchases in Switzerland in CHF are free of charge.
Purchase abroad:
Debit card: For purchases in foreign currencies, there is a fee of 1.25% of the purchase amount with a minimum of CHF 1.50.
Cash withdrawal Switzerland:

Cash withdrawal at ATMs of other banks in CHF: free of charge up to 12 withdrawals per year. Above 12 withdrawals per year: CHF 2 per withdrawal.

Cash withdrawal abroad:
Debit card:
Per cash withdrawal abroad, there is a fee of CHF 4.50.
Special services:
Debit Mastercard, Visa Debit, Mobile banking, Online banking