Prepaid card

Raiffeisen YoungMember Private Account

  • Youth private account

  • Fees may vary between bank branch offices

General information:

Youth private account of Raiffeisen Switzerland.

Age:
For individuals between 12 and 30 years of age.
Account type:
Youth Account
Currency:
CHF
Interest rate:
Up to CHF 50,000: 0.2% per year.
From CHF 50,000: 0% per year.
Withdrawals:
There is no withdrawal limit.
Account opening:
The account opening is free of charge.
Account management:
The account management is free of charge.
Closing of account:
The closing of account is free of charge.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Annual account closure:
The annual account closure is free of charge.
Statements of account:
The monthly statements of account by mail are subject to charges.
Incoming payment:
Incoming payment in CHF are free of charge.
Outgoing payment (Switzerland):
Electronic payment orders in CHF are free of charge.
SEPA payment:
Fee of CHF 1.00 per electronic SEPA payment order in EUR.
Non-SEPA payment (abroad):
Fee of CHF 3.00 per electronic non-SEPA payment order in foreign currency.
Direct debit (LSV) Switzerland:
Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.
Standing order Switzerland:
Electronic standing orders in CHF within Switzerland are free charge.
Annual fee debit card:
Debit card: There is no annual fee to pay.
Purchase Switzerland:
Debit card: Purchases in Switzerland in CHF are free of charge.
Purchase abroad:
Debit card: For purchases in foreign currencies, there is a fee of 1.25% of the purchase amount with a minimum of CHF 1.50.
Cash withdrawal Switzerland:

Cash withdrawal at ATMs of other banks in CHF: free of charge up to 12 withdrawals per year. Above 12 withdrawals per year: CHF 2 per withdrawal.

Cash withdrawal abroad:
Debit card:
Per cash withdrawal abroad, there is a fee of CHF 4.50.
Special services:
Visa Debit, Mobile banking, Online banking

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