Rhenusana sanmed24
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Telemedicine model
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Primary care: telemedicine
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Telmed recommendations are binding
General
General information:
Health insurance model «sanmed24» of the Swiss insurance company Rhenusana.
Health insurance model:
Telmed model: If you choose a telmed policy, you will have to contact the telemedicine hotline before every doctor visit. Telephone consultation is not required in the event of medical emergencies, gynecological examinations and treatment by eye doctors.
Choice of doctor:
Your choice of doctors is limited by Rhenusana sanmed24 requirements.
Medical partner:
Medgate.
Telmed consultation:
Recommendations made during telephonic consultations are binding.
Pharmacy choice:
You get free choice of pharmacy
Payment methods:
Not specified.
Reimbursement:
Not specified.
Financial reserves:
The solvency ratio shows how available financial reserves compare to Federal Office of Public Health (FOPH) minimum reserve requirements. The solvency ratio of Rhenusana is 110% (according to FOPH data). The minimum ratio required by the FOPH is 100%.
Number of policyholders:
A total of 10,321 people hold compulsory health insurance policies from Rhenusana.
Additional child-discount:
Rhenusana provides additional premium reductions from the third child onwards.
Administrative costs:
6.4% (ratio of adminstrative costs to risk-adjusted premiums as per BAG data).
Administrative costs per policyholder:
CHF 203 (as per the most recent BAG data).
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