Swica Completa Top

Can be supplemented by the product Swica Praevita for amounts for health promotion and preventive care. Costs incurred in the areas of medication, alternative medicine and foreign hospital and medical treatment: Choice between no deductible or a deductible of CHF 600. No deductible is charged for children up to the age of 18. The retention of 10% applies up to a maximum of CHF 700 for adults and CHF 350 for children (deductible from basic insurance is taken into account).

The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.

Amount of premiums varies depending on the age and place of residence. Here the premiums (without deductible) are shown. The premiums for 2026 are shown here. The last age class change is at age 61.

Cost contribution to eyeglass lenses, contact lenses and vision aids: 90 percent up to CHF 200 every 3 calendar years.

Coverage by supplementary product Swica Praevita or Optima possible.

Coverage by supplementary product Swica Praevita or Optima possible.

Coverage by supplementary product Swica Praevita or Optima possible.

Cost coverage of medically prescribed medications: No deductible or deductible of CHF 600 and a co-payment of 10 percent up to a maximum of CHF 700 for adults or CHF 350 for children.

Cost contribution to therapies with Swica-approved therapists: CHF 80 per hour. Cost coverage of medications prescribed by a naturopath: No deductible or deductible of CHF 600 and a co-payment of 10 percent up to a maximum of CHF 700 for adults or CHF 350 for children.

Contribution to the cost of sessions with Swica-approved psychologists: maximum CHF 50 per session, maximum 60 sessions per calendar year. 

Emergency transportation: 90 percent, up to CHF 20,000 per calendar year.
Search and rescue costs up to CHF 20,000 per calendar year (together with coverage from the basic insurance).

Emergency transportation, search and rescue coverage: CHF 50,000 per calendar year. 
Repatriation: full coverage.

Full coverage in case of emergency (private hospital class for the first 3 months of travel).
No deductible or deductible of CHF 600 and a co-payment of 10 percent up to a maximum of CHF 700 for adults or CHF 350 for children.

Treatment of tooth misalignment up to the age of 25: 50 percent up to CHF 10,000 per calendar year.

Contribution to the cost of dental treatment and dental hygiene: 50 percent up to CHF 100 per calendar year.

Spa treatments: CHF 30 per day during up to 30 days per calendar year. Convalescent therapy: CHF 20 per day during up to 30 days per calendar year.

90 percent up to CHF 200 per calendar year.

Contribution to costs of outpatient ligation: 90 percent up to CHF 500 per incident.

Nursing mother's allowance: CHF 200 per child.
Additional benefits when the supplementary product Swica Praevita or Optima is taken out.

Contribution to outpatient ear correction: 90 percent up to CHF 1500 per ear.

Medically prescribed care and assistance at home: Coverage of 50 percent with a maximum of CHF 30 per day during a maximum of 60 days per calendar year.

Second opinion by doctors from santé24.
Health advice by phone with sante24.