Swiss Life fixed-rate mortage

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Mortgages

Swiss Life fixed-rate mortage

  • Swiss fixed-rate mortgage

General information:

Forward mortgage: possible up to 18 months in advance. Additional discount with Home Option / Option Complete on fixed mortgages up to CHF 400,000 (only with insurance with Swiss Life) possible.

Indicative mortgage rates (in %):

Fixed-rate mortgage 3 years: 2.12%

Fixed-rate mortgage 4 years: 2.08%

Fixed-rate mortgage 5 years: 2.03%

Fixed-rate mortgage 6 years: 2.05%

Fixed-rate mortgage 7 years: 2.08%

Fixed-rate mortgage 8 years: 2.09%

Fixed-rate mortgage 9 years: 2.11%

Fixed-rate mortgage 10 years: 2.13%

Fixed-rate mortgage 11 years: 2.16%

Fixed-rate mortgage 12 years: 2.19%

Fixed-rate mortgage 13 years: 2.21%

Fixed-rate mortgage 14 years: 2.23%

Fixed-rate mortgage 15 years: 2.27%

Fixed-rate mortgage 16 years: 2.3%

Fixed-rate mortgage 17 years: 2.34%

Fixed-rate mortgage 18 years: 2.37%

Fixed-rate mortgage 19 years: 2.39%

Fixed-rate mortgage 20 years: 2.42%

Update:
04/18/2024
Minimum amount:
CHF 250,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Indirect amortization, Early withdrawal of pension funds, Forward mortgage, Renovation
Conditions and costs:

Special interest rates for income property.

Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Second mortgages are available.
Notice period:

There is no early repayment fee in the event of termination as part of a property sale (except in the case of a sale to family or relatives). Otherwise, termination during the agreed contract period is not possible without an early repayment fee.

Amortization:
Not specified.
Interest charge frequency:

The interest must be paid quarterly.