TCS ETI Travel Insurance Standard

Cancellations & interruptions
Roadside assistance & legal expenses
TCS members only

General

General information:

TCS membership is included.
Cancellation cost, personal assistance, vehicle assistance insurance and legal protection insurance included.
Additional medical cost insurance and luggage insurance are available for an extra fee.
Only for persons resident in Switzerland, in the Principality of Liechtenstein or in the foreign border area.

Termination of contract:

The insurance is extended automatically if it is not cancelled before it ends.

Trip cancellation individual, maximum amount:

CHF 120,000

Trip cancellation family, maximum amount:

CHF 120,000

Search and rescue operations, maximum amount:

CHF 30,000

Insurance rate (comments):

Stamp taxes included. Additional discounts for young people. Variant with worldwide coverage. Europe-wide coverage is cheaper. Additional membership costs.

Premiums for individuals:

Cancellation costs: CHF 166.00
Travel assistance: CHF 166.00
Cancellation & assistance (combined): CHF 166.00
With addition of roadside assistance: CHF 166.00
With addition of legal protection: CHF 166.00
With addition of roadside assistance & legal protection: CHF 166.00

Premiums for families:

Cancellation costs: CHF 219.00
Travel assistance: CHF 219.00
Cancellation & assistance (combined): CHF 219.00
With addition of roadside assistance: CHF 219.00
With addition of legal protection: CHF 219.00
With addition of roadside assistance & legal protection: CHF 219.00

Premiums for young persons:

Cancellation costs: CHF 99.00
Travel assistance: CHF 99.00
Cancellation & assistance (combined): CHF 99.00
With addition of roadside assistance: CHF 99.00
With addition of legal protection: CHF 99.00
With addition of roadside assistance & legal protection: CHF 99.00

Trip cancellation insurance (comments):

Worldwide coverage. In addition, more inexpensive European coverage is also available as part of the ETI Protection Letter Europe. Deductible CHF 200 per trip.

Trip cancellation: insured events:

Accident, illness & death, Pregnancy, Strike, Damage to property at home, Job lost, Breakdown of transport, Epidemics, New job, Risks at destination

Trip cancellation: insured services:

Cancellation costs, Administration fees, Event ticket compensation

Trip assistance (comments):

Worldwide coverage.

Trip assistance: insured events:

Accident, illness & death, Damage to property at home, Epidemics, Natural hazards, Volcanic eruptions / earthquakes, Wars & tumults, Breakdown of transport, Theft of personal documents

Travel assistance: insured services:

Search & rescue costs, Repatriation costs, Accomodation & catering costs, Trip interruption compensation

Additional assistance services:

24 h hotline, Interpretation service, Home care, Emergency cash advances, Medical consultation services

Vehicle assistance:

Europe-wide vehicle assistance coverage, except in Switzerland and in the Principality of Liechtenstein.
If assistance is organized yourself outside the geographical coverage area of Europe, the costs covered are limited to CHF 500. Otherwise, there is no limit.

Accomodation & catering:

Additional costs for longer stays: CHF 1000 per person (up to CHF 3000 per event).

Interruption and replacement:

The unused part of the trip is covered up to CHF 120,000 per event, minus a deductible of CHF 200 per trip.

Luggage:

Not included in the insurance.

Travel legal protection:

Up to CHF 250,000 in Europe, up to CHF 50,000 in all countries outside Europe (per event).
No coverage in Switzerland and the Principality of Liechtenstein.

Medical expenses:

Not included in the insurance.