Usufruct Bank Account

In Switzerland, a usufruct bank account (German: Nutzniessungskonto) is a type of account in which a differentiation is made between the asset owner (who is also the account holder) and the person who benefits from the returns on invested assets.

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Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

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Radicant

  • 1% interest on your everyday account

  • Best exchange rates

  • 1% of card spending as saveback in the investment portfolio

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  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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Benjamin Manz is CEO of moneyland.ch and an independent expert on banking and finance.