Prepaid card
Valiant fixed-rate mortgage
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Swiss fixed-rate mortgage
General information:
Forward mortgage: you can fix your rates on a forward basis for up to 12 months in advance by paying an additional premium. Family discount available.
Indicative mortgage rates (in %):
Fixed-rate mortgage 2 years: 2.31%
Fixed-rate mortgage 3 years: 2.33%
Fixed-rate mortgage 4 years: 2.35%
Fixed-rate mortgage 5 years: 2.36%
Fixed-rate mortgage 6 years: 2.41%
Fixed-rate mortgage 7 years: 2.45%
Fixed-rate mortgage 8 years: 2.49%
Fixed-rate mortgage 9 years: 2.53%
Fixed-rate mortgage 10 years: 2.55%
Update:
04/25/2024
Minimum amount:
CHF 100,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Forward mortgage
Discounts:
Family discount
Conditions and costs:
Discharge costs: CHF 500.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 67%.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Second mortgages are available.
Notice period:
An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.
Amortization:
You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.
Direct amortization is available.
Indirect amortization is available.
Interest charge frequency:
Quarterly.
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