General
Card network
Mastercard
Card type
Standard
Issuer
Viseca
Currency
CHF
General information
«Free» credit card from Manor.
General conditions
Not specified.
Spending limit
There is no maximum limit.
Payment method
eBill, Direct debit (LSV), QR-bill, Prepayment
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 13% is owed.
Late payment fees
A late payment fee of CHF 30.00 per payment reminder applies.
Costs
Annual fee
There is no annual fee to pay.
Paper invoice
The monthly paper invoice costs CHF 2.50.
Additional cards
Additional cards: free of charge.
Card loss
A replacement card costs CHF 20.00.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.5% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.5% of the purchase amount.
Exchange rate markup
1.746% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.50%.
Special services
Samsung Pay, Apple Pay, Google Pay, Swatch Pay, Fitbit Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN, SMS service, Additional cards
Bonus points / cash-back
1 Manor point per 2 franc purchase outside Manor. 2 Manor points per 1 franc purchase for all purchases at Manor and manor.ch (when paying with the Manor Mastercard). 1 Manor point per 1 franc purchase at Manor (no payment with Manor Mastercard). Value: 500 points are equivalent to 5 francs.
Various vouchers & discounts
MyOne Advantage Program
Insurance: cancellation & assistance
Coverage of up to 4000 francs for trip interruptions per year (for trips up to 90 days).
Insurance: purchase protection
Purchase protection for 30 days in the event of robbery, theft, damage or destruction: per year up to 2,000 francs.
Insurance: warranty
Electronic equipment: Warranty extended up to 12 additional months (purchases up to 1000 francs).