Viseca Visa Platinum

  • Platinum credit card

  • Concierge Service

General

Card network
Visa
Card type
Platinum
Currency
CHF, USD, EUR
General information
Not specified.
General conditions
Not specified.
Spending limit
There is no maximum limit.
Payment method
eBill, Direct debit (LSV), QR-bill
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 12% is owed.
Late payment fees
A late payment fee of CHF 20.00 per payment reminder applies.

Customer satisfaction

General satisfaction    7.8/10 (Good)
Helpfulness    7.2/10 (Good)
Product information    7.3/10 (Good)
Assistance    7.6/10 (Good)

Ratings

Customer satisfaction
Bonus points / cash-back
Car rental discounts
Frequent flyer miles
Airport lounge access
Concierge service
Charity & sustainability
Various vouchers & discounts
Insurance: death & disability
Insurance: rescue & repatriation
Insurance: medical expenses
Insurance: flight delay & cancellation
Insurance: car rental
Insurance: luggage
Insurance: purchase protection
Insurance: return protection
Insurance: best price guarantee
Insurance: legal protection
Insurance: various

Costs

Annual fee
The annual fee is CHF 550.00.
Paper invoice
Kostenlos.
Additional cards

Up to 4 additional cards. Additional cards free of charge, 2 Visa Platinum and 2 World Mastercard Gold.

Card loss
Replacement cards are free of charge.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.
Exchange rate markup
1.839% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 2.5% of the amount with a minimum of CHF 5.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 2.5% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.75%.
Special services
Samsung Pay, Apple Pay, Google Pay, Swatch Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN, SMS service, Additional cards
Bonus points / cash-back

Choose between the Surprize program (2 points per CHF 1 turnover, 30,000 welcome points) or spending bonus.
The Suprize program is only available for CHF cards, while the sales bonus is also available for EUR and USD cards.

Car rental discounts

Up to 15% discount on non-prepaid standard rentals from Hertz.

Airport lounge access

Standard Priority Pass membership (all entries are free of charge).

Concierge service

Concierge service provided by Europe Assistance. Services are provided by partner companies. No additional booking fee.

Various vouchers & discounts

Visa Platinum Club offers. MyWine: Special offers and money-back guarantee.
Parking at Zurich Airport: for up to 24 hours, 24 times per calendar year.

Insurance: death & disability

Transport accident insurance: Coverage of up to 1,000,000 Swiss francs per incident and person in the event of death or permanent disability.

Insurance: rescue & repatriation

Up to 60,000 Swiss francs of search, rescue and repatriation costs covered per incident and person.

Insurance: cancellation & assistance

Coverage of up to 40,000 francs for trip cancellations and up to 30,000 francs for trip interruptions.

Insurance: medical expenses

Coverage of up to 500,000 Swiss francs of medical expenses per incident (for trips up to 90 days). No coverage in Switzerland.

Insurance: car rental

In the event of damage to or theft of the rental car, the deductible of another insurance policy is covered up to CHF 10,000 per incident (unlimited per year). In addition, there is fully comprehensive insurance for trips abroad up to CHF 150,000 (maximum rental period 60 days). The insured person must be listed by name in the rental contract as the registered driver and be at least 21 years old.

Insurance: luggage

Up to 10,000 francs per event are paid in case of theft, loss or damage of luggage. In case of luggage delay it is up to 2000 francs per event.

Insurance: purchase protection

Coverage of up to 5000 Swiss francs per claim against theft, robbery and accidental damage within 30 days of purchase (value of products is at least CHF 50).

Insurance: warranty

Warranty extended up to 36 additional months (up to 7000 francs under warranty, value of products is at least CHF 100). Valid in Switzerland and neighboring countries.

Insurance: best price guarantee

Differences between purchase prices and lower offers of 30 Swiss francs of more are reimbursed up to 4000 Swiss francs per claim (within 14 days of purchase). Valid in Switzerland.

Insurance: legal protection

Online legal protection: 20,000 Swiss francs per incident and person.


Special offers for Moneyland users

Moneyland Special Offers

Special Offer: CHF 42.90/m

Fiber & Sky Show

  • Fiber up to 2.5 Gbit/s & unlimited premium series

  • CHF 42.90/m for 6 months (then CHF 40.90/m)

  • Free activation (worth CHF 99)

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Special offers for Moneyland users

Moneyland Special Offers

Special Offer: CHF 42.90/m

Fiber & Sky Show

  • Fiber up to 2.5 Gbit/s & unlimited premium series

  • CHF 42.90/m for 6 months (then CHF 40.90/m)

  • Free activation (worth CHF 99)

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Deal of the Day
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Special Offer: CHF 42.90/m

Fiber & Sky Show

Fiber up to 2.5 Gbit/s & unlimited premium series