vita surselva Sparmed
-
Family doctor model
-
Primary care: family doctor
General
General information:
Health insurance model «Sparmed» of the Swiss insurance company vita surselva.
Health insurance model:
Family doctor model: When you use a family doctor policy, you are required to visit your relevant family doctor first. Your doctor may then refer you to specialists, therapists or hospitals. A primary consultation from your doctor is not necessary in the event of medical emergencies, gynecological examinations and treatments by eye doctors.
Choice of doctor:
Your choice of family doctor is limited to just one doctor from the vita surselva doctor list.
Medical partner:
Argomed, Ärztenetz Nordwest, Beodocs, Centramed, DOXnet, Grisomed, Hapmed, HAV Schwyz, MediX, mediX luzern, mediX säntis, mediX winterthur, PizolCare, RhyMed, zimdoc, Zolamed.
Pharmacy choice:
You get free choice of pharmacy
Payment methods:
Not specified.
Reimbursement:
Not specified.
Financial reserves:
The solvency ratio shows how available financial reserves compare to Federal Office of Public Health (FOPH) minimum reserve requirements. The solvency ratio of vita surselva is 176% (according to FOPH data). The minimum ratio required by the FOPH is 100%.
Number of policyholders:
A total of 3510 people hold compulsory health insurance policies from vita surselva.
Additional child-discount:
vita surselva does not offer additional premium reductions for more than one child.
Administrative costs:
5.9% (ratio of adminstrative costs to risk-adjusted premiums as per BAG data).
Administrative costs per policyholder:
CHF 208 (as per the most recent BAG data).
More products
Show categories
