ZKB Business Account Package

SME, Startup, Self-employed

CHF, USD, EUR

For businesses (new customers): small and medium-sized enterprises (SMEs) and startups.

0% per year. 

On request.

No withdrawal restrictions.

ZKB Business Card:
First year free of charge.
Silver card for CHF 100 per year (additional card CHF 50 per year).
Gold card (in CHF/EUR/USD): CHF 170 per year (additional card CHF 85 per year).

Nonrecurring costs of capital payment account for GmbH or AG: 0.025%, minimum of CHF 125.

Account management costs: CHF 84 per year (online and offline). First year free of charge. For businesses outside of Switzerland: at least CHF 600 per year.
Account opening: free of charge.
Close-out of account: free of charge.
Statements of account: monthly if revenue; either by post (with postal fees) or electronically via ZKB online banking (free of charge).
Account closure: Every quarter, free of charge.

Incoming payment (Switzerland): free of charge up to 600 payments per month, after this CHF 0.20 per transaction.
Electronic payment order (Switzerland): CHF and EUR: free of charge (over 600 transactions CHF 0.20), other currencies CHF 4 per payment.
Electronic payment order (abroad): SEPA payments in Euro free of charge (over 600 transactions CHF 0.20); other payments CHF 4 per payment.
Non-electronic payment order: ZKB Quickpay: CHF 0.80 per payment (EUR and CHF), other currencies CHF 8 per payment.
Permanent order: Execution free of charge (over 600 transactions CHF 0.20).
Payment by direct debit (LSV): free of charge (over 600 transactions CHF 0.20).

Visa Debit: CHF 40 per year (first year free of charge).
Purchases in Switzerland: free of charge.
Purchases in foreign currencies and abroad: 1.25%, maximum CHF 1.50 in addition to foreign exchange rates.

Cash withdrawal at ATMs of cantonal banks: free of charge.
Cash withdrawal at ATMs of other banks: CHF 2.
Cash withdrawal abroad: CHF 5 in addition to foreign exchange rates.

Visa Debit, Mobile banking, Online banking, Credit card, Startup advisory, Succession planning

NetBanking+.

Business account for new customers of Zürcher Kantonalbank (ZKB).