Avantage Service fixed-rate mortgage

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Private Banking

Avantage Service fixed-rate mortgage

  • Swiss fixed-rate mortgage

  • Online mortgage

  • Offer from the Cantonal Bank of Geneva

  • Direct online application
General information:

Online mortgage from the Cantonal Bank of Geneva. Personal service on the phone or in the Zurich, Basel, Lausanne and Geneva branches is also available. Note: An additional interest bonus on the BCGE Epargne savings account is possible with the Avantage Service loyalty program.

Indicative mortgage rates (in %):

Fixed-rate mortgage 2 years: 1.31%

Fixed-rate mortgage 3 years: 1.31%

Fixed-rate mortgage 4 years: 1.34%

Fixed-rate mortgage 5 years: 1.39%

Fixed-rate mortgage 6 years: 1.47%

Fixed-rate mortgage 7 years: 1.49%

Fixed-rate mortgage 8 years: 1.52%

Fixed-rate mortgage 9 years: 1.54%

Fixed-rate mortgage 10 years: 1.56%

Fixed-rate mortgage 11 years: 1.68%

Fixed-rate mortgage 12 years: 1.7%

Fixed-rate mortgage 13 years: 1.71%

Fixed-rate mortgage 14 years: 1.71%

Fixed-rate mortgage 15 years: 1.72%

Update:
10/11/2024
Minimum amount:
CHF 100,000
Maximum amount:
CHF 3,000,000
Types of property:
Primary residence, Secondary residence
Types of financing:
New mortgage, Refinancing, First mortgage
Conditions and costs:

No application fee.

Loan-to-value ratio:
Not specified.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:

Not specified.

Notice period:

Notice period of 3 months.

Amortization:

Direct or indirect amortization via pillar 3a is possible, but not mandatory in every case.

Interest charge frequency:

The interest must be paid quarterly.


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  • Secure CHF 20 starting credit with the ML24 voucher

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Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Gold subscription

Philoro Schweiz AG

  • Secure CHF 20 starting credit with the ML24 voucher

  • Invest in gold monthly from CHF 25

  • Withdrawable at any time or available as gold

Deal of the Day
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Funds

Allianz Fund Investments

Special offer with CHF 200 welcome bonus