BCGE Online Fixed Rate mortgage

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Private Banking

BCGE Online Fixed Rate mortgage

  • Swiss fixed-rate mortgage

  • Online mortgage

  • Offer from the Cantonal Bank of Geneva

  • Direct online application
General information:

Online mortgage of the Banque Cantonale de Genève

Personalised support by phone or in the branches in Zurich, Basel, Lausanne and Geneva is also available.

Other advantages: with the Boost loyalty programme, an additional interest bonus on your BCGE Savings account is possible ( more information about https://www.bcge.ch/en/boost)

Indicative mortgage rates (in %):

Fixed-rate mortgage 2 years: 1.32%

Fixed-rate mortgage 3 years: 1.44%

Fixed-rate mortgage 4 years: 1.5%

Fixed-rate mortgage 5 years: 1.59%

Fixed-rate mortgage 6 years: 1.63%

Fixed-rate mortgage 7 years: 1.67%

Fixed-rate mortgage 8 years: 1.7%

Fixed-rate mortgage 9 years: 1.74%

Fixed-rate mortgage 10 years: 1.77%

Fixed-rate mortgage 11 years: 1.79%

Fixed-rate mortgage 12 years: 1.81%

Fixed-rate mortgage 13 years: 1.83%

Fixed-rate mortgage 14 years: 1.84%

Fixed-rate mortgage 15 years: 1.85%

Update:
10/20/2026
Minimum amount:
CHF 100,000
Maximum amount:
CHF 5,000,000
Types of property:
Primary residence, Secondary residence
Types of financing:
New mortgage, Refinancing, First mortgage
Conditions and costs:

No application fee.

Loan-to-value ratio:
Not specified.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:

Not specified.

Notice period:

Notice period of 3 months.

Amortization:

Direct or indirect amortization via pillar 3a is possible, but not mandatory in every case.

Interest charge frequency:

The interest must be paid quarterly.


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Special offers for Moneyland users

Moneyland Special Offers

Swiss private banking expertise

Personal wealth management

  • Up to CHF 100 welcome bonus

  • Free and convenient video call

  • An investment strategy tailored to your goals

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

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Swiss private banking expertise

Personal wealth management

Up to CHF 100 welcome bonus