BCGE Online Saron mortgage

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BCGE Online Saron mortgage

  • Swiss SARON mortgage

  • Online mortgage

  • Offer from the Cantonal Bank of Geneva

  • Direct online application
General information:

Online mortgage of the Banque Cantonale de Genève

Personalised support by phone or in the branches in Zurich, Basel, Lausanne and Geneva is also available.

Other advantages: with the Boost loyalty programme, an additional interest bonus on your BCGE Savings account is possible ( more information about https://www.bcge.ch/en/boost)

Approximate markup (as a %):

Unlimited-term SARON mortgage, 3-month interest term: 0.85%

Update:
06/04/2026
Calculation variant compounded SARON:
Variant 3: Payment of interest at the end of the interest term; determined earlier; observation period set back slightly.
Minimum amount:
CHF 100,000
Maximum amount:
CHF 5,000,000
Types of property:
Primary residence, Secondary residence
Types of financing:
New mortgage, Refinancing, First mortgage
Conditions and costs:

No application fees. Free switch to a fixed-rate mortgage from Avantage Service possible.

Loan-to-value ratio:
Not specified.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:

Not specified.

Notice period:

Notice period of one month.

Amortization:

Direct or indirect amortization via pillar 3a is possible, but not mandatory in every case.

Interest charge frequency:

The interest must be paid quarterly.


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  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Free bank account

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  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

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Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Life Insurance

Generali

  • CHF 100.- Migros voucher upon conclusion

  • Death coverage

  • Premium guarantee: No increase

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

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