Axa Term Life Insurance

Available as pillar 3a or as pillar 3b account. Pure term insurance with constant or decreasing insurance sum in case of death (optionally with waiver of premium in the event of disability). 

Minimum entry age: 18 years. Maximum entry age 3a: 69 years. Maximum entry age 3b: 75 years (women and men). Maximum payment age 3a: 70 years. Maximum payment age 3b: 85 years (women and men).

Worldwide coverage.

In the event of suicide within the first 3 years, only the actuarial reserve is paid out. The standard regulations of the Swiss life insurance companies apply during military service and war.

The amount of premiums is guaranteed for the entire contract period.

Possible dividends can be applied to premiums.

Minimum sum insured: 10,000 Swiss francs. Maximum sum insured: 5 million Swiss francs, higher sums on request. Constant and decreasing sums insured possible.

1 year to 50 years.

There is a chargeable option for a premium waiver after disability or incapacity. 

Within the legal provisions, you are free to choose the beneficiaries.

Axa waives a reduction in benefits in the event of gross negligence.