Life Insurance

AXA fixed-rate mortgage

  • Swiss fixed-rate mortgage

General information:
Not specified.
Indicative mortgage rates (in %):

Fixed-rate mortgage 3 years: 1.97%

Fixed-rate mortgage 4 years: 1.98%

Fixed-rate mortgage 5 years: 1.99%

Fixed-rate mortgage 6 years: 2.01%

Fixed-rate mortgage 7 years: 2.03%

Fixed-rate mortgage 8 years: 2.06%

Fixed-rate mortgage 9 years: 2.08%

Fixed-rate mortgage 10 years: 2.1%

Update:
05/01/2024
Minimum amount:
CHF 400,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Investment property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Forward mortgage
Conditions and costs:
Not specified.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Second mortgages are available.
Notice period:

An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.

Amortization:

The second mortgage has to be paid off in full within 15 years (in the case of vacation properties: 10 to 15 years).

Interest charge frequency:

The interest must be paid quarterly.