Baloise Secure Plan

  • Death coverage

  • Pillar 3a or 3b

General information:

Available as pillar 3a or as pillar 3b account. Pure term insurance with constant or decreasing insurance sum in case of death (optionally with waiver of premium in the event of disability). 

Type of insurance:
Constant, Decreasing

Maximum payment age 3a: 69 or 70 years. Maximum payment age 3b: 85 years.


Worldwide coverage.


No information.

Premiums and discounts:

These are fixed and so-called rolling premiums. 

Profit participation:

There is the possibility of surplus participation.

Death benefit amount:

No information.


No information.

Waiver of premium:

There is a chargeable option for a premium waiver.


In the free pension plan 3b also third parties. In pillar 3a, the legal beneficiaries (spouse, then descendants, then parents, then siblings and then other heirs).

Special services:
Waiver of premium, Gross negligence cover, Pillar 3a, Pillar 3b
Additional services:

Baloise waives its statutory right to reduce the insurance benefit if the insured event was caused by gross negligence. Various additional options such as immediate payment of up to CHF 10,000 directly after death.