Bank Loan

A bank loan is a loan which is granted and financed by a bank. This sets bank loans apart from non-bank loans, which are provided by lenders other than banks (such as peer to peer lending platforms).

Banks provide personal loans to private individuals and business loans to businesses. Swiss banks which provide personal loans include Cembra Money Bank, Bank-now, Migros Bank and Cashgate (a subsidiary of Aduno, a joint venture held by several banks).

Bank loans for businesses (such as current account loans) are offered by the majority of Swiss banks.

A comparison of all Swiss bank loans for private individuals is available on moneyland.ch.

More on this topic:
Bank loan comparison

Expert Benjamin Manz
Benjamin Manz was an expert on banking and financial topics at moneyland.ch.
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Current Offers

Managed Premium

Discretionary Mandate

  • Up to CHF 100 welcome bonus

  • Customized portfolios & unlimited access to wealth advisor

  • Daily rebalancing

Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Swiss Trading Platform

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  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Free Immediate Assistance in the Event of Death

Pax Care

  • CHF 2,000 in emergency assistance in the event of death

  • Personal support from professionals

  • 100% free of charge

Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

  • Double bonus with PKZ and up to 1% worldwide

Online private account

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  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

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Swiss personal loan comparison

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