Bank Loan

A bank loan is a loan which is granted and financed by a bank. This sets bank loans apart from non-bank loans, which are provided by lenders other than banks (such as peer to peer lending platforms).

Banks provide personal loans to private individuals and business loans to businesses. Swiss banks which provide personal loans include Cembra Money Bank, Bank-now, Migros Bank and Cashgate (a subsidiary of Aduno, a joint venture held by several banks).

Bank loans for businesses (such as current account loans) are offered by the majority of Swiss banks.

A comparison of all Swiss bank loans for private individuals is available on moneyland.ch.

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Bank loan comparison

Expert Benjamin Manz
Benjamin Manz was an expert on banking and financial topics at moneyland.ch.
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  • Welcome Bonus of CHF 100

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  • Double bonus with PKZ and up to 1% worldwide

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Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

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  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

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  • Up to CHF 50 investment fee credit

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  • Unlimited access to wealth advisor

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  • Winner „most affordable card for use abroad“

  • Maximum security and full control

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  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

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Swiss personal loan comparison

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