Basic Insurance Coverage

Basic insurance coverage is the most minimal and affordable coverage offered by an insurer.

In some countries, getting certain basic insurance coverages, such as basic health insurance or liability car insurance, may be compulsory. You can usually choose to get more extensive coverage (through supplementary insurance policies or riders) in exchange for higher premiums.

Example:

If you take out a household insurance policy in Switzerland, your household is covered by basic insurance against fire, burglary, robbery and simple theft of property from your home. For a marked up premium you can add the “simple theft away from home” rider, which covers valuables you take with you when you leave your home.

More on this topic:
Household insurance in Switzerland compared
Swiss car insurance comparison
Swiss health insurance comparison

Expert Benjamin Manz
Benjamin Manz was an expert on banking and financial topics at moneyland.ch.
Insurance

Swiss Insurance Offers

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Health insurance

coverio

  • Health insurance for foreign students

  • Choice of different excesses

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Travel Insurance

Standard 365

  • Cancellations & interruptions

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Insurance

Swiss Insurance Offers

Digital Model with Family doctor

KPTwin.smart

  • Check your symptoms online

  • Online drug delivery

  • Primary care: App / family doctor

Free quote
Basic Insurance

Helsana

  • Top marks for insurance and service

  • Benefit from free telemedicine at any time

  • Everything to hand at all times with the myHelsana app

Free quote
Free Immediate Assistance in the Event of Death

Pax Care

  • CHF 2,000 in emergency assistance in the event of death

  • Personal support from professionals

  • 100% free of charge

Learn more now
Health insurance

coverio

  • Health insurance for foreign students

  • Choice of different excesses

  • Treatment by specialist physicians and other specialists

Find out more
Travel Insurance

Standard 365

  • Cancellations & interruptions

  • Luggage insurance

  • Direct application

Book now
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Digital Model with Family doctor

KPTwin.smart

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Current Offers

Managed Premium

Discretionary Mandate

  • Up to CHF 100 welcome bonus

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Swisscard Cashback Cards Amex

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Free Immediate Assistance in the Event of Death

Pax Care

  • CHF 2,000 in emergency assistance in the event of death

  • Personal support from professionals

  • 100% free of charge

Learn more now
Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

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Online private account

UBS Banking for adults

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  • Plus KeyClub rewards program

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Find out more

Current Offers

Managed Premium

Discretionary Mandate

  • Up to CHF 100 welcome bonus

  • Customized portfolios & unlimited access to wealth advisor

  • Daily rebalancing

Learn more for free
Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Learn more now
Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Benefit now
Free Immediate Assistance in the Event of Death

Pax Care

  • CHF 2,000 in emergency assistance in the event of death

  • Personal support from professionals

  • 100% free of charge

Learn more now
Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

  • Double bonus with PKZ and up to 1% worldwide

Learn more now
Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Learn more
Health insurance premiums in comparison

Find the cheapest health insurance now

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