Basic Insurance Coverage

Basic insurance coverage is the most minimal and affordable coverage offered by an insurer.

In some countries, getting certain basic insurance coverages, such as basic health insurance or liability car insurance, may be compulsory. You can usually choose to get more extensive coverage (through supplementary insurance policies or riders) in exchange for higher premiums.

Example:

If you take out a household insurance policy in Switzerland, your household is covered by basic insurance against fire, burglary, robbery and simple theft of property from your home. For a marked up premium you can add the “simple theft away from home” rider, which covers valuables you take with you when you leave your home.

More on this topic:
Household insurance in Switzerland compared
Swiss car insurance comparison
Swiss health insurance comparison

Health insurance premiums in comparison

Find the cheapest health insurance now

Compare now
Request now for free

Leading credit cards

Free credit card

Migros Cumulus Visa

  • No annual fees

  • With Cumulus points

  • Without foreign currency fees

Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Deal of the Day
×
Free credit card

Migros Cumulus Visa

No annual fees

Trading platforms

Brokers with low fees

International trading platform

eToro

  • Thousands of international and local stocks

  • Award-winning trading platform

  • The information provided in the advertisement constitutes a promotion for shares. Your capital is at risk.

Request now for free

Cheap bank accounts with card

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss digital bank

Alpian

  • CHF 75 welcome bonus with referral code LAND25.

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Expert Benjamin Manz
Benjamin Manz is an expert on banking and financial topics at moneyland.ch.