Basic Insurance Coverage

Basic insurance coverage is the most minimal and affordable coverage offered by an insurer.

In some countries, getting certain basic insurance coverages, such as basic health insurance or liability car insurance, may be compulsory. You can usually choose to get more extensive coverage (through supplementary insurance policies or riders) in exchange for higher premiums.

Example:

If you take out a household insurance policy in Switzerland, your household is covered by basic insurance against fire, burglary, robbery and simple theft of property from your home. For a marked up premium you can add the “simple theft away from home” rider, which covers valuables you take with you when you leave your home.

More on this topic:
Household insurance in Switzerland compared
Swiss car insurance comparison
Swiss health insurance comparison

Expert Benjamin Manz
Benjamin Manz was an expert on banking and financial topics at moneyland.ch.
Insurance

Swiss Insurance Offers

Travel Insurance

Travel Easy 365

  • Cancellations & interruptions

  • Attractive premiums

  • Direct application

Book now
Legal protection

Emilia

  • Protection of all important rights in life

  • Coverage of all attorney fees in legal cases

  • Best price for individuals or households

Find out more
Health insurance

coverio

  • Health insurance for foreign students

  • Choice of different excesses

  • Treatment by specialist physicians and other specialists

Find out more
Travel Insurance

Standard 365

  • Cancellations & interruptions

  • Luggage insurance

  • Direct application

Book now
Life Insurance

Generali

  • CHF 100.- Migros voucher upon conclusion

  • Death coverage

  • Premium guarantee: No increase

Get a free quote now
Quote

Atupri SmartCare

  • Telemedicine model

  • Managed Care Model

  • Free quote

Get a free quote now
Insurance

Swiss Insurance Offers

Travel Insurance

Travel Easy 365

  • Cancellations & interruptions

  • Attractive premiums

  • Direct application

Book now
Legal protection

Emilia

  • Protection of all important rights in life

  • Coverage of all attorney fees in legal cases

  • Best price for individuals or households

Find out more
Health insurance

coverio

  • Health insurance for foreign students

  • Choice of different excesses

  • Treatment by specialist physicians and other specialists

Find out more
Travel Insurance

Standard 365

  • Cancellations & interruptions

  • Luggage insurance

  • Direct application

Book now
Life Insurance

Generali

  • CHF 100.- Migros voucher upon conclusion

  • Death coverage

  • Premium guarantee: No increase

Get a free quote now
Quote

Atupri SmartCare

  • Telemedicine model

  • Managed Care Model

  • Free quote

Get a free quote now
Deal of the Day
×
Travel Insurance

Travel Easy 365

Cancellations & interruptions

Learn more See all deals
Find out more

Current Offers

Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

  • Double bonus with PKZ and up to 1% worldwide

Learn more now
Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Learn more now
Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Benefit now
Free Manor Mastercard

Manor World Mastercard®

  • 20% welcome discount + 10x points on your first purchase

  • Free extended warranty, travel and purchase insurance

  • Pay worldwide and collect points (even earn double points at Manor)

Learn more now
Digital Private Banking

Managed by Alpian

  • Up to CHF 50 investment fee credit

  • Customized portfolios

  • Unlimited access to wealth advisor

Learn more for free
Free Credit Card

swisscard

  • Winner „most affordable card for use abroad“

  • Maximum security and full control

  • No annual fee

Learn more now
Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Learn more
Life Insurance

Generali

  • CHF 100.- Migros voucher upon conclusion

  • Death coverage

  • Premium guarantee: No increase

Get a free quote now
Find out more

Current Offers

Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

  • Double bonus with PKZ and up to 1% worldwide

Learn more now
Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Learn more now
Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Benefit now
Free Manor Mastercard

Manor World Mastercard®

  • 20% welcome discount + 10x points on your first purchase

  • Free extended warranty, travel and purchase insurance

  • Pay worldwide and collect points (even earn double points at Manor)

Learn more now
Digital Private Banking

Managed by Alpian

  • Up to CHF 50 investment fee credit

  • Customized portfolios

  • Unlimited access to wealth advisor

Learn more for free
Free Credit Card

swisscard

  • Winner „most affordable card for use abroad“

  • Maximum security and full control

  • No annual fee

Learn more now
Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Learn more
Life Insurance

Generali

  • CHF 100.- Migros voucher upon conclusion

  • Death coverage

  • Premium guarantee: No increase

Get a free quote now
Health insurance premiums in comparison

Find the cheapest health insurance now

Compare now

Information

About moneyland.ch

 

moneyland.ch is Switzerland’s independent online comparison service covering banking, insurance and telecom. More than 100 unbiased comparison tools and calculators are available on moneyland.ch, along with useful financial guides and timely news. The comprehensive comparison tools help you to find the right insurance policies, bank accounts, credit and prepaid cards, loans, mortgages, trading accounts and telecom products for your needs. The guarantee of independence applies.

Compare Mandatory Health Insurance

Company
Users
Banks & Telecom
Insurance & Pensions
SSL
Swiss Made Logo
reCAPTCHA protected by
reCAPTCHA

moneyland.ch is Switzerland’s independent online comparison service covering banking, insurance and telecom. Contact us