bob credit

  • Digital identification possible

General conditions:

Minimum age of 18, Swiss domicile, Swiss bank or post account. 
Customers can have up to 3 loans at the same time. 
No open debt collection cases or garnishments.

The interest rate may vary according to the customer's credit-wothiness.

Min. effective interest rate:
4.7%
Max. effective interest rate:
9.9%
Minimum amount of loan:
CHF 3000
Max. amount of loan:
CHF 80,000
Minimum duration:
6 months
Maximum duration:
120 months
Minimum age:
18 years
Maximum age:
64 years
Special services:
Early repayment, Insurance in case of unemployment
Type of loan:

New contracts, increases in existing credits, repayment of existing loans.

Residence permit:

Swiss citizenship or foreigners with a valid permit B or C (resident in Switzerland for at least 24 months).

Employment:

Regular income and not under notice of resignation. Customers with temporary positions are accepted, provided they have a permanent contract. No minimum income mandatory.

Documents:

The last 3 wage slips and a copy of an ID (for example: passport, identity card).

General information:

bob credit is an offer from bob Finance, a business unit of Valora Schweiz AG.
The loan is paid out to a desired private account.
The loan can be applied for online. Up-to-date overview of your own credit in the «MyCockpit» online tool.
In the event of total disability, the remaining debt up to CHF 80,000 will be covered (through residual debt insurance, subject to a fee).


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