A burglary or break-in is a theft in which a criminal forcibly enters a building or room, or breaks into a safe or other repository. This differentiates a burglary from simple theft, in which theft is carried out without the use of force.

The basic coverage you get with a household insurance policy covers losses resulting from burglary up to the insured sum. Acts of vandalism relating to burglary are also covered.

Cash, jewelry and valuables are only partially covered by basic Swiss household insurance. If you own particularly valuable jewelry, you may want to consider getting supplementary valuables insurance.

If burglary occurs outside of your primary residence – at a hotel or holiday home, for example – most insurance policies provide benefits of up to 10,000 or even 20,000 francs, depending on the insurance company.

If your car is broken into, losses will not be covered by a standard household insurance policy, but you can take out supplementary simple theft away from home insurance which covers auto break-ins.

More on this topic:
Swiss household insurance policies compared
Simple theft away from home
Robbery: When is theft a robbery?

Health insurance premiums in comparison

Find the cheapest health insurance now

Compare now
Request now for free

Leading credit cards

Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Free credit card

Migros Cumulus Visa

  • No annual fees

  • With Cumulus points

  • Without foreign currency fees

Trading platforms

Brokers with low fees

Swiss Broker


  • Swiss online bank

  • No additional exchange charges

  • No transaction fees for Swiss equities

Swiss Broker

Saxo Bank Switzerland

  • Swiss online bank

  • Favorable prices stock trading

  • High account interest rates

Swiss Broker


  • Swiss online bank

  • No custody fees for stocks

  • Free market research and trading signals

Request now for free

Cheap bank accounts with card

Free bank account


  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss digital bank


  • Multi-currency account with Visa card (CHF, EUR, USD, GBP)

  • Favorable foreign exchange rates

  • CHF 100 welcome bonus

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Expert Benjamin Manz
Benjamin Manz is CEO of moneyland.ch and an independent expert on banking and finance.